Get a Free Digital Banking Consultation
Every engagement starts with how your customers, and your institution actually bank and ends with a production system. Here is the range of digital banking technology we deliver for banks, neobanks, and credit unions.
We build digital banking systems on a clear ROI path: lower operating costs, speed up onboarding and product launches, strengthen compliance, and help institutions grow their customer base and revenue.
The steps we follow:
.png)
We define our banking model before the technological stack. We map out all your products, user experience journeys, integrations, regulations, and KPIs that matter, so the platform is designed around the experiences that matter most to make you more efficient and successful.
.png)
We evaluate the environment in which the system operates: the number of customers, core and payment integrations, onboarding processes, lending needs, and compliance requirements you need to meet, such as those set by FINMA and FADP. You get a roadmap of what will be delivered and when.
.png)
Prior to development, Webmob develops the architecture for the riskiest parts of the system – integration, onboarding, API layers, and security. Our design is built on API-first and cloud-native principles to ensure scalability and auditability, as well as readiness for banking regulation.
.png)
Our development follows a process of secure and agile sprints that validates the platform in relation to performance, compliance, and business requirements. In this phase, the system is built and integrated with core banking and payment rails, open banking APIs (bLink), and eKYC providers.
.png)
Launching a Bank requires validation. Tests will be conducted to ensure compliance with the FADP and PCI DSS, including security and penetration testing, accessibility verification, and validation of every flow prior to launch, ensuring that you get a fully tested platform.
Banking platforms must update with regulations, customer expectations, and volumes. After launching, Webmob monitors performance, tunes the platform, ships regulatory and feature updates, and provides a 24-hour response standard to keep your banking infrastructure stable, compliant, and ready to scale.
As a digital banking software company that works mostly with Swiss and European financial clients, we stand on our delivered work. Here is what you get.
Let’s Discuss
Explore answers to frequently asked questions about our service. Have a question that's not covered? Reach out to our team for personalized assistance.
Cost depends on scope: the number of products, the depth of core integration, the onboarding and lending modules, and the compliance requirements. We scope digital banking software development against your roadmap and provide an itemized estimate before development begins.
Timelines depend on features and integrations. A focused mobile banking app ships in a few months; a full platform with core integration, onboarding, and lending runs longer. Discovery delivers a roadmap with milestones you can track.
Yes. Our core banking modernization services migrate in measured stages, running new and legacy components in parallel to keep the bank live. This phased approach reduces risk and lets you retire legacy systems once each stage proves stable.
Yes. Our white-label digital banking platforms launch under your brand on a customizable foundation for mobile and web banking, giving banks and fintechs a faster path to market with full control over experience, products, and configuration.
We engineer FINMA-aligned governance and FADP controls into the architecture from the first sprint, covering consent, data minimization, audit trails, and breach handling. The revised FADP, effective as of September 2023, aligns closely with the GDPR.
We build neobanks on a modern, API-first core covering account opening, payments, cards, and lending, moving from strategy and compliance through design, build, integration, and launch. We have delivered a blockchain-based neo-bank with open financial infrastructure.
Yes. Our open banking API development builds secure, standards-based APIs, including Swiss bLink connectivity, enabling account access, payment initiation, and third-party integrations, designed to meet Swiss market standards and connect cleanly to your core systems.
Our digital onboarding and eKYC solutions verify identity, capture documents, and run automated checks in minutes, built to satisfy FADP and AML requirements. Compliance controls sit in the flow from the first sprint, keeping onboarding fast and compliant.
Yes. We built a fully automated commercial real estate loan platform covering contract negotiation, lifecycle management, and analytics. Our lending and loan management software handles origination, underwriting, servicing, and collections, with credit decisioning across the loan lifecycle.
Off-the-shelf platforms deploy faster and suit standard needs. A custom build provides tailored workflows, the integrations your stack requires, and freedom from recurring licensing costs, protecting the products or experiences that set your institution apart.
Let’s discuss and plan how we can accelerate your growth. Fill out this form and take the first step towards constant advancement.
We will respond to you within 24 hours.
Access to dedicated product specialists.
.jpg)
.webp)
